These Terms of Use ("Terms") govern your access to and use of the website located at nipanu-zajabu.info (the "Site") and any educational content, materials, or services made available through it (collectively, the "Content"). The Site is operated by Nipanu Zajabu ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
A. Acceptance of Terms
Binding Agreement: These Terms constitute a legally binding agreement between you and Nipanu Zajabu. Your continued use of the Site after any modification to these Terms constitutes your acceptance of the revised Terms. We recommend reviewing these Terms periodically.
You represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Site on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
B. Educational Purpose and Scope of Content
Educational Content Only: All content on this Site is provided for informational and educational purposes only. The Site describes a course for independent consultants covering client acquisition processes, outreach workflows, proposal writing, lead qualification, case study development, and spreadsheet-based CRM setup.
The Content does not constitute, and should not be construed as, financial advice, investment advice, tax advice, legal advice, or any other form of professional advisory service. Nipanu Zajabu does not provide financial advisory services of any kind. Nothing on this Site is intended to influence investment decisions or financial transactions.
You acknowledge that client acquisition processes, business development strategies, and related topics involve variables specific to each individual's situation, and that the educational content on this Site describes general frameworks and approaches rather than personalized recommendations.
C. Intellectual Property
Proprietary Content: All text, graphics, logos, images, course materials, templates, frameworks, and other content on this Site are the intellectual property of Nipanu Zajabu or its licensors and are protected by United States copyright law, trademark law, and other applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and view the Site and its publicly available Content for your personal, non-commercial use. This license does not include the right to: reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Content from this Site without our prior written consent.
The Nipanu Zajabu name, logo, and any other marks displayed on the Site are trademarks of Nipanu Zajabu. Nothing on the Site grants any license or right to use any trademark without prior written permission.
D. Prohibited Conduct
When using this Site, you agree not to:
Use the Site for any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation. Transmit any unsolicited or unauthorized advertising, promotional materials, spam, or any other form of solicitation. Attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site through hacking, password mining, or any other means. Use any automated tools, bots, scrapers, or similar technology to access or collect data from the Site without our express written consent. Interfere with or disrupt the integrity or performance of the Site or the data contained therein.
E. Disclaimer of Warranties
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NIPANU ZAJABU DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that the Content is accurate, complete, current, or suitable for any particular purpose. You use the Site and its Content at your own risk.
F. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL NIPANU ZAJABU, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR ITS CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability to you for any claim arising out of or relating to these Terms or your use of the Site shall not exceed one hundred US dollars ($100.00). Some jurisdictions do not allow certain limitations of liability; in such jurisdictions, our liability shall be limited to the maximum extent permitted by law.
G. Third-Party Links and Resources
The Site may contain links to third-party websites or resources. These links are provided for convenience only. Nipanu Zajabu has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party sites. We do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such sites.
H. Modifications to the Site and Terms
We reserve the right to modify, suspend, or discontinue the Site or any part thereof at any time without notice. We may also revise these Terms at any time by posting an updated version on the Site. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of the changes.
I. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any dispute arising under or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Cook County, Illinois. You consent to personal jurisdiction in such courts and waive any objection to venue.
J. Severability and Entire Agreement
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Nipanu Zajabu with respect to your use of the Site and supersede all prior agreements and understandings.